Types Of Coverage
There are many unlike types of coverages available to come across your auto insurance needs. Some are required together with some are optional. Here are brief descriptions of the available coverages:
Liability
Washington state requires liability coverage. This covers bodily injury together with harm to belongings that you lot sweat to others land using your car.
Personal injury protection
This covers a express total of medical together with infirmary costs, income continuation, funeral expenses, together with loss of services. Coverage limits are defined inwards the policy.
Medical payments
This covers medical together with funeral expenses (not all companies offering this coverage).
Uninsured/underinsured motorist bodily injury
This covers injuries an uninsured or underinsured driver causes to an insured person.
Uninsured/underinsured motorist belongings damage
This covers belongings harm an uninsured or underinsured driver causes to your insured vehicle.
Collision coverage
This covers harm to your automobile that is caused past times a collision.
Comprehensive coverage (other than collision)
This covers harm to your automobile -- except past times collision. For example, this covers your automobile if a tree falls on it or someone vandalizes it.
Emergency route service
This covers towing when your automobile breaks down.
Car rental expense
If you lot accept a claim that is covered nether your auto policy, this coverage pays to rent a car. Be for sure to cheque your policy for whatever limitations.
Death, dismemberment together with loss of sight
This pays for buy the farm together with for sure injuries to people named inwards your policy due to an auto accident.
GAP coverage
In the outcome your vehicle is a total loss, this pays the deviation betwixt the electrical flow marketplace pose value of your auto together with the total you lot nonetheless owe the lender.
Custom equipment coverage
This covers right away together with accidental loss to custom furnishings or equipment.
Many companies equally good offering other endorsements (additional coverage). Ask your insurance agent or broker about:
Liability
Washington state requires liability coverage. This covers bodily injury together with harm to belongings that you lot sweat to others land using your car.
Personal injury protection
This covers a express total of medical together with infirmary costs, income continuation, funeral expenses, together with loss of services. Coverage limits are defined inwards the policy.
Medical payments
This covers medical together with funeral expenses (not all companies offering this coverage).
Uninsured/underinsured motorist bodily injury
This covers injuries an uninsured or underinsured driver causes to an insured person.
Uninsured/underinsured motorist belongings damage
This covers belongings harm an uninsured or underinsured driver causes to your insured vehicle.
Collision coverage
This covers harm to your automobile that is caused past times a collision.
Comprehensive coverage (other than collision)
This covers harm to your automobile -- except past times collision. For example, this covers your automobile if a tree falls on it or someone vandalizes it.
Emergency route service
This covers towing when your automobile breaks down.
Car rental expense
If you lot accept a claim that is covered nether your auto policy, this coverage pays to rent a car. Be for sure to cheque your policy for whatever limitations.
Death, dismemberment together with loss of sight
This pays for buy the farm together with for sure injuries to people named inwards your policy due to an auto accident.
GAP coverage
In the outcome your vehicle is a total loss, this pays the deviation betwixt the electrical flow marketplace pose value of your auto together with the total you lot nonetheless owe the lender.
Custom equipment coverage
This covers right away together with accidental loss to custom furnishings or equipment.
Many companies equally good offering other endorsements (additional coverage). Ask your insurance agent or broker about:
- Trailer/camper trunk coverage
- Snowmobile coverage
- Limited United Mexican U.S. of A. coverage
- Joint ownership coverage
- Auto loan/lease coverage
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